We will give you $5,000 And GUARANTEE you'll celebrate a lifetime of dreams come true in Panama - starting today Introducing the Panama Roundtable. Dear International Living Reader, What you've just read is not a mistake. It's not a typo... not an error... not even a cruel joke... My editors have approved it... My accountants have approved it... My attorneys have approved it... Even my Panama property expert, Ronan McMahon - who, despite his uncanny success as an international real estate investor, still insists on picking up pennies off the street - has miraculously approved it... But, don't worry, dear reader. I haven't completely lost my mind. However, this must be the craziest offer I've ever made in my eight years with IL. Because, as you'll see, I'm prepared to give you $5,000. No explanation required. If I were you, I'd jump on this before I change my mind. My marketing team has imposed a strict cap of 200 Panama Roundtable Members. Not one Member more. Once we reach our limit of 200 members, you'll have to go on a waiting list and wait until a spot becomes available. We may expand our membership as we increase our resources in the future. But 200 members is all we will take today. And it’s likely that we’ll reach that cap quickly – perhaps in less than 24 hours - given the hundreds and hundreds of readers that have inquired about becoming a Panama Roundtable Member ... Once we reach the 200 limit, you may have to go on a waiting list until a position opens up. $5,000 IN YOUR POCKET First, here’s the deal: If you take advantage of this offer today, you'll enjoy full, lifetime access to every one of IL's Panama-related publications, products, services, resources, and contacts... ...VIP consultations, exclusive invitations to insiders-only special events in Panama, private teleconferences on the Panama market, private and first-in-line invitations to top Panama opportunities... ...and, yes, $5,000.00 toward your first Panama real estate purchase. The five grand is a one-time thing... but all other publications, products, services, and resources are yours not only this year... or next year... but for the rest of your life. And that's all in addition to the $5,000 I can put in your pocket! This is your chance to: Walk away with full and forever access to our Ultimate Information Arsenal for Panama. I must add that ongoing intelligence and reliable connections in the country are absolutely crucial in today's fast-changing Panamanian market... Join Panama's most elite inner-circle of movers and shakers... Put $5,000 in your pocket... Be positioned to take advantage of every opportunity and advantage this country has to offer... And not only right now, but forever... Guarantee that your heirs will enjoy the same benefits as you - at no additional cost whatsoever... It's a remarkable opportunity that, frankly, has been 28 years in the making. Why I'm making this unprecedented offer today. Allow me to introduce myself. I'm Martina Dunphy, executive director of International Living. One of the benefits of working for IL, is exploring the most exciting places around the world. But I have to say, Panama is one of my favorites. I lived there myself. And I still miss my walks in the old quarter... the cobbled stone roads, the cafes... the restaurants. In many ways, no city on earth compares with Panama City and no country offers more value than Panama. The benefits, appeals, attractions, and pluses of life in this town are too many and too big to ignore any longer: In my experience, living in Panama gives you a great quality of life... but I don't have to sell you on this point. You realize this already. This is why Panama has always ranked in our top five of Annual Global Retirement Index hitting number one and earning the title of The World's Top Retirement Haven for six consecutive years. Panama boasts affordable first-world health care... the world's best pensionado program of special benefits for foreign retirees... modern, First-World infrastructure... ...world-class shopping... fantastic beaches - literally minutes outside downtown... affordable real estate... a low day-to-day cost of living... close proximity to North America... Panama is one of the world's top retirement havens, one of the world's handful of remaining banking and offshore havens, and the most international, cosmopolitan town in the region. Panama is changing at light-speed right now. This is an exciting, critical time in Panama's history. The city's skyline is literally remaking itself month to month. New condo, apartment, and office high-rises are breaking ground weekly... new malls, new shops, new businesses. I barely recognize the place one visit to the next. This is one of the fastest-moving real estate and business markets I know right now - poised to move at even greater speed now with the Panama Canal Expansion Project underway. That is why, we're offering you one of the most exciting opportunities IL has ever offered its readers: the Panama Roundtable. A hushed and private invitation FOR YOUR EYES ONLY... The Panama Roundtable is one of the most intimate, most selective inner-circles among our readership. ... yet the idea behind the Panama Roundtable is simple. Let me say here, before I go further, that this opportunity is not for everyone. You know if Panama is in your future. If it's not, please stop reading now. I don't want to waste your time. If however, you've caught on to the opportunities, benefits, advantages, and attractions that this country hides... I ask now for your full attention - for what I have to say I believe should interest you immensely. For, with the Panama Roundtable, we are making you a big promise. And if you know us at all, you know that we keep our word. No matter what targets you're aiming for, we'll make sure you hit the bull's-eye. In our 28 years scouting the globe, we've never before identified a single market offering such depth and diversity of opportunity as Panama offers right now. You see all that Panama has to offer as well as we do, and you're on the case, as we are - keen to make your Panama dreams come true. Today, I pledge this to you: No problem. We know Panama like nobody knows Panama. We're established and connected in ways you could work years, and many thousands of dollars, to do yourself. And, frankly, it's unlikely, dear reader, that, even after years of and investment, you'd be able to build a network of contacts and resources to compare with the ones we're offering today to put at your service. To the point, here's the deal: As a Panama Roundtable Member, you'll have full access - for the rest of your life to... Every single Panama-related publication, newsletter, subscription service, teleconference, and investment alert... Every single event, seminar, conference, workshop, and private meeting we hold in Panama... Every specialized VIP and consultation service we launch, including insiders-only special briefings we're planning now for Panama Roundtable VIPs only... You'll be first on the list (along with our other Panama Roundtable Members) to receive news and notice of emerging and not-yet-announced-to-the-public real estate and business opportunities. In short, you'll get every Panama-related product and service we offer and produce right now - plus every Panama-related product and service we will offer and produce in the future... for the rest of your life. And that's only the beginning of the story... We are also preparing two important new benefits exclusively for Panama Roundtable Members: a membership Legacy Program... and your $5,000. I'll let you in on a little secret. Our marketing team is worried these new benefits are a little audacious... maybe overly bold or generous. But I believe they're important... so, right now, you have the chance to take full advantage of this offer (and some in our marketing department would say of us...) and you'll get your $5,000. I can't guarantee how long this offer will last. I'll tell you more about both of these incredible additional benefits, but first, you should know something about this membership... THIS INVITATION IS NOT OPEN TO THE PUBLIC Only loyal readers like you will ever see this invitation. As I mentioned, we're placing a strict cap on membership enrollment. This is the only way we can guarantee the level of service and support Panama Roundtable Membership ensures. For that reason, I respectfully ask that you not forward this e-mail to anyone else. Limited to only 200 Members That is to say, no more than 50 IL readers that respond to this letter will be welcomed as Panama Roundtable Members. This is our promise to Panama Roundtable Members: We will never allow membership to grow so big that we can't support you... that we can't provide the service we're today promising... that we can't make sure your every agenda and dream in this country becomes reality... Not only do we have staff on the scene, but over the years we've established a thorough network of contacts and resources that would be impossible for anyone to imitate. Still, there are only so many consultations, so many private meetings, so many personal introductions they can make. Exclusive benefits that 99.9% of our readers won't ever benefit from. This may be the only invitation to Panama Roundtable Membership that you'll ever see. This could be your one and only chance to establish yourself and, remember, your heirs, too, in this fast-moving land of opportunity. So let me quickly tell you what you'll be getting from this membership... Benefit No. 1: FREE attendance at your next Live & Invest in Panama Seminar... ...and 50% off all future Live & Invest in Panama Seminars. Nothing in the world can take the place of seeing... sensing... feeling Panama for yourself. That sense when your feet touch ground for the first time at Tocumen International Airport outside Panama City... That sense when you feel the warm ocean breezes flowing against your skin - at any time of year... That sense when you look out the window on the way to your new dream home... taking in the lush, green, tropical rainforest scenery all around you... feeling as if you're home... “I have made so many friends in Boquete, that I feel like I'm ‘coming home’ when I arrive in town. Most of the people I have met in Boquete are people like me. They've been there, done that, and wanted to live as comfortably as they did in the U.S--without all that goes with living in the U.S. I've met, and now call friends, a doctor; two lawyers; a writer; and ex-business owners galore.” - Donna Darrach, Happy Expat In Panama That feeling is only one of the many reasons why more IL readers attend Live and Invest in Panama Seminars each year than any other 'Live and Invest' conferences we hold worldwide. In fact, the Live and Invest in Panama Seminar has sold out the last three times we've held it. It's not hard to see why... Every Live and Invest in Panama Seminar is a crash course in the best of Panama: the best current opportunities, the best contacts, the best resources, the best connections, the best advice, the best recommendations... All you have to do is show up and you'll have your own network of invaluable Panama contacts. All the heavy lifting has been done for you! At every Live and Invest in Panama Seminar, you learn how easy it is in Panama to: Own an affordable dream home... Cut your cost of living by 35% to 50%... Enjoy modern, First World amenities and infrastructure... Get the visa that works best given your personal circumstances - hassle-free... Find affordable, first-rate health care... Start your own business... Safeguard your assets... ... and much, much more. Why spend weeks, months, years trying to figure it out all by yourself? We've done all the legwork for you. The primary benefit, of course, to every Live and Invest in Panama Seminar is the information and intelligence you gain. But there's another benefit that, for some, proves even more valuable... It's the reason many, many attendees come back for a second conference...a third...a fourth... I met a guy at a conference last year who told me it was his sixth with us! “The conferences are great” he assured me, “but I come for the company.” Where or how else would you have the chance to rub shoulders with the top on-the-ground experts, insiders, movers, and shakers in this country? Where else could you go to spend time with such like-minded Panama enthusiasts? The opportunities at these IL Live and Invest Conferences for networking, making new friends, identifying new business partners, are invaluable. Now you have a first-in-line standing invitation to return yearly, for as long as you like, to share drinks and dreams with fellow IL readers whose sights are also set on new lives and new riches in this opportunity-rich market. “The wealth of information presented will I’m sure, prove invaluable. I appreciate the time spent to field all questions, even the controversial areas.” - Dr. Phyllis Dannison, TX Normally, attending a Live and Prosper in Panama Conference costs $995 per event. As a Panama Roundtable Member, you'll pay nothing for your next conference, and you'll get a 50% discount on all future Live and Invest in Panama Seminars you attend after that. Take advantage of this benefit on a yearly basis, and you can save $1,990 over three years, $2,985 over five years, and $5,472.50 over the next decade. Benefit No. 2: A lifetime 50% discount off any IL event held in Panama I had to beg, plead, and, finally, pull rank. “What? 50% off? Off every event in Panama? Have you lost your mind, Martina? We can't afford that!!!” I assured our Event Managers, Grant and Elaine, that there was no need to fit me with a straight-jacket. ”Don't worry,” I told them. “Just hear me out...” I reminded them of the big idea here...that Panama Roundtable Members will be part of one of the most exclusive expatriate clubs in the world... that they deserve nothing but the best that Panama has to offer... as well as the best we have to offer. Grant and Elaine understood in the end. And they look forward to welcoming Members of this special organization at many, many Panama events in the years to come. So, I'm pleased to tell you that every single time you attend an IL Event in Panama as a Panama Roundtable Member, go ahead and slash the price in half. As a Panama Roundtable Member, you'll be able to attend any IL Event in Panama for half-off, including: The Global Real Estate Forum in Panama — Come to Panama and meet the world’s leading international real estate specialists. They’ll show you how you could soon start taking advantage of often overlooked, highly undervalued global real estate opportunities that could appreciate more in a single year than many stocks, bonds, and domestic properties in an entire lifetime. The Ultimate Event — Whenever the Ultimate Event is held in Panama, you’ll have in-person access to more than 100 offshore experts who can help you think through, plan, and organize every single aspect of your new life overseas. They'll leave absolutely nothing to chance and ensure you won't miss a single opportunity for fun or for profit. You’ll make invaluable contacts to help you with every stage of starting a new life overseas... you’ll learn how to minimize any pitfalls that can accompany an unassisted overseas move. The Import/Export Workshop in Panama — Learn how you can turn a vacation in paradise into your first export adventure... what kinds of products sell best... where to find the most receptive markets for your wares... what travel expenses may be tax-deductible... so that every time you book a trip it's a legitimate "business expenditure" and you can enjoy the world at the taxman's expense (check with your tax attorney to be sure)... how to achieve mark-ups as high as 712%... and much, much more. “This was my first conference, and I found that it provided an exceptional variety of speakers and information. I am looking to invest in Panama and this conference was well worth the time and money spent.” - Simon Duvel Normally, conferences in Panama sell for anywhere from $995 to $1,295 or more. As a Panama Roundtable Member, you'll pay only 50% of the above conference rates - saving you up to $500 and more for each event. Attend only one event per year, and you could save at least $1,492 over three years, at least $2,487.50 over five years, and at least $4,975 over the next decade. Benefit No. 3: Exclusive Panama Roundtable Member Meetings At every event, conference or seminar, we plan at least a private VIP gathering. These range from casual cocktail receptions to allow more one-on-one conversation time with speakers...to intimate dinners open to Panama Roundtable and sometimes other other VIP members. Or perhaps it's private admission to a museum, a gallery... or maybe free entrance to the gala affairs that often accompany our larger events. In any case, you're on the invitation list. Of course, throughout each event, you'll have access to the VIP lounge, where you can network with other Panama Roundtable and VIP members... and enjoy the specially provided refreshments. This benefit is worth $99 each time you attend an event. Take advantage of this benefit on a regular basis, and you can save over $1,000 in the next decade. Benefit No. 4: Never miss an event... even if you can't attend I know it isn't always possible to attend our events. After all, your personal and business obligations come first. That's why, as a Panama Roundtable Member, you'll have access to any event we hold and record in Panama. In a way, listening to the conference at home gives you a distinct advantage over those people attending the event. You can to listen to all of the presentations, even those held simultaneously. And you can listen to them at your leisure... skip around to the presentations that interest you most, take notes... And more importantly, you can listen to them as many times as you like, so you don't miss a thing. With the audio recordings, you'll also have access to all the presentations from our Panama specialists... copies of their hand outs, PowerPoint and visual presentations. This benefit of membership alone will save you $499 with each event we hold in Panama. Take advantage of it just once each year, and over three years you'll save, $1,497. Benefit No. 5: Lifetime updates to Panama: The Owner's Manual Panama: The Owner's Manual is widely recognized as the world's most detailed, comprehensive, and up-to-date manual for buying property, relocating, living, and prospering in Panama. You won't find anything else like it - anywhere else. Panama: The Owner's Manual gives you - right at your fingertips - an overview of everything you need to start planning for fun and profits in Panama. However, there is a catch. As you know, Panama has become a fast, fast, fast-moving market. It's always, always changing. We may be seeing an economic slump in the US, but it doesn't seem to be having any effect on Panama. As the Economist put it, on May 17, 2008, “Panama's economy is booming!” It's near impossible to book a room in our favorite hotel when we visit there sometimes. Now, even Donald Trump is getting in on the action. Construction recently started on a 2.6 million square-foot waterfront luxury complex scheduled for completion in 2009. And that's just the capital city. This entire country is booming: UNESCO has predicted that Panama will become the region's technology and communications hub within the next few years... And here's the kicker: A $5.25 billion plan to widen the Panama Canal is already underway. Once finished, it'll allow the Canal’s capacity to almost double. According to Panamanian sources, this project is creating “... an economic windfall and an estimated 7,000 jobs during the five-year construction period.” Elsewhere in this Central American region, political posturing is taking center stage. But in Panama, the focus seems squarely on business, trade, and economic growth. The new Canal assures the country's position as the Hub of the Americas for the foreseeable future. It's a shout being heard 'round the world and reminding us all how committed this country is to its agenda of peace and prosperity. Even the entertainment industry is getting in on Panama. The CBS hit reality show Survivor filmed in Panama for its 7th, 8th, and 12th seasons – making Panama the only country in the world where the show has filmed more than once... That's why, to be honest, last year's Panama: The Owner's Manual isn't really worth much to you today... not if you're interested in what's happening now in this country... and in what's on the horizon. To stay on top of things, you need to get your hands on the latest version of Panama: The Owner's Manual - each and every year. Become a Panama Roundtable Member, and you'll have access to the latest updated edition of Panama: The Owner's Manual, each and every time a new edition is published each year. Normally, you'd pay $69 to receive a new edition of Panama: The Owner's Manual. But as a Panama Roundtable Member, you'll pay nothing - for life. Take advantage of this benefit on only a once-yearly basis, and you'll save $207 over three years, $345 over five years, and $690 over the next decade... “You all have opened up a world that the rest of us only dream of. Through you and your informative publications, we can make our dreams come true also. We did go to Panama in April and hired the real estate tour from IL for the day. They were very informative, and showed us properties that we never would have found. Yes, we are still working, but hope to retire soon and join the rest of those lucky people in Panama.” - Kimberly Frumpton Benefit No. 6: A lifetime subscription to Panama Insider Your inside up-to-the-minute connection to the ultimate expat haven Panama Insider is your comprehensive, up-to-the-minute online resource for the best retirement, business, real estate, and investment opportunities throughout this country. Editor Jessica Ramesch is a full-time resident of Panama City. She is always right in the middle of things. And she's on a mission. Jessica and her network of local experts and resources are full-time on the prowl for Panama's most promising new opportunities for traveling, living, retiring, and prospering: Jessica's team is scouting this country all the time in search of the hottest real estate bargains and buys... Jessica and her scouts keep a keen ear out for changes in Panama's famed pensionado program and news of any other issues pertaining to relocating and retiring in this country... They identify new restaurants, new beaches, and new, fun and fulfilling ways for you to spend your time - once you've arrived in Panama and settled in... They keep their eyes open for new opportunities not only to make money, but also to protect your assets in Panama, one of the world's last remaining legitimate offshore, banking, and privacy havens... Jessica reports her team's latest firsthand findings to readers of Panama Insider each month. Some of Jessica's recent discoveries include: Undeveloped and still undiscovered properties along Panama's spectacular Pacific coast... with long stretches of white-sand beaches... tranquil, tropical, and unspoiled nature... and some of the best scuba diving around. The price you'll pay for these today can be a steal - and you could sit back and watch your property appreciate for many years to come... A gated, country club community set on 180 wooded acres... where you can play 18 holes of golf on a world-class course in the morning... enjoy a leisurely lunch with a view of the Panama Canal from your balcony... and then make a short drive into Panama City for shopping and dinner... A retirement fantasyland - nearly hidden amongst swooping forests in a valley in Panama's picturesque highland region... where the temperatures are spring-like all year round... waterfalls cascade down mountainsides of lush foliage... and the property prices-for now, at least-are still amazingly inexpensive... Spanish and French Colonial mansions in charming and historic Casco Viejo... a forgotten treasure of a neighborhood that was once the cultural and political center of Panama City... and is now an urban investor's dream Here's what some Panama Insider subscribers have to say about Jessica's research: “Let me start by saying how much I have enjoyed every issue of Panama Insider. Thanks to IL, my wife Marsha & I started looking at international property a year or so ago, and became interested in vacation/retirement opportunities. After a visit last summer, we fell in love with Panama. We found a beautiful lot in El Valle, and, purchased it. Our plans are to build a home on the property in the next year. Keep up the good work! - Rich Koenig, Panama Insider Subscriber “Although we have found many delightful spots--Koh Samui, Thailand... Lagos, Portugal... Natrang, Vietnam... Bahia, Brazil... not to mention our first love, France, there has always been several things that stopped us from buying property and settling down: distance from the United States... cost of living... infrastructure concerns... etc. Well, since we began reading Panama Insider, we think we may have found what we have been looking for all this time - and ‘in our own backyard.’” - James Boyd, Panama Insider Subscriber But just one year of Panama Insider is not enough to make your Panama dreams a reality and stay on the cutting edge. Why? Because I cannot overemphasize just how dynamic this market is right now... The Panama Insider archives (to which, as a Panama Roundtable Member, you'll have full access) are immensely valuable as a reference. However, to position yourself best, you need not historic information, but from-the-scene, in-the-moment information. That's what you get from Panama Insider. This monthly publication keeps you current on what's hot in Panama right now. Panama Insider sells for $149 per year. But as a Panama Roundtable Member, you'll pay nothing - for life. This benefit of membership alone will save you $447 over three years, $745 over three five years and $1490 over the next decade. Benefit No. 7: THREE EXCLUSIVE REPORTS For Panama Roundtable Members Only If there's one thing you can count on as a Panama Roundtable Member, it's that you're going to receive a lot of information. Heaps of it. And not just from all the updated Owner’s Manuals, subscription services, Alerts, and more... but from the members-only privately circulated publications we'll create for your eyes only, as well. To start, for example, our top Panama editors are offering THREE EXCLUSIVE UP-TO-THE-MINUTE REPORTS that you’ll receive immediately upon signing on as a Member of the Panama Roundtable. EXCLUSIVE REPORT #1: How To Take Advantage of Panama's Latest Tax Laws - Even if you think you know the ins and outs of Panama's tax laws related to foreigners, this report is for you. It tells you exactly what you need to know to start keeping more of your hard-earned and hard-saved money in your pocket... and away from the Panama tax man. When taking stock of our Panama Library as we prepared our Panama Roundtable offer, we realized a big gap. We have not published a comprehensive, up-to-date, all-angles-covered guide to Panama tax laws. Now we have. And we're making it available to Panama Roundtable Members only. EXCLUSIVE REPORT #2: A Guide to Buying Real Estate in Panama - We gather the latest real estate information and present them to you in one tidy little package. Plus, we'll show you where you need to keep an eye on for the next six months... Again, for Panama Roundtable Members only. EXCLUSIVE REPORT #3: TODAY'S HOTTEST IDEAS FOR BUILDING WEALTH IN PANAMA - How to start an import/export business... How to become a travel writer... How to take advantage of Panama's greatest need... How to start a new business in the 'Colon-Free Zone'... and much, much more... Together, these reports are a $135 value--but all three are yours absolutely FREE with your Membership in the Panama Roundtable. Benefit No. 8: Panama Insider News The next best thing to being there yourself IL's Panama Insider News weekly service will keep your ear to the ground in this fast-moving market. Want the latest, up-to-the-minute scoop... straight from the scene? The Panama Insider News service is the next best thing to being in Panama yourself. Here's how it works: Our staff and contacts in the country alert us on a new opportunity... Then, immediately, we alert you... You get the real story, straight from our best and most reliable sources living and spending time in Panama... You need never miss out on a property deal, a business opportunity, a market event, a discount, or a special buy. You know the value of being connected locally... of being on the spot when an opportunity presents itself. The Panama Insider News service connects you - with no lag time whatsoever. We know that you can't be in Panama all the time... but IL's team of scouts is. Now, through our Panama Insider News ... you can benefit as though you were, too. You'll receive these free updates in real time. “Thanks so much for this great information. I will be back in Panama in March or April of next year and hope we can find an opportunity to meet. Keep up the good work.” - Bill Holbourn   “Just a note to inform you that in a recent trip to Panama. We found a nice home. Thank you. With your articles and a little research we will be moving there soon. I thank you and your staff in providing us with your perspective of moving to another place and starting a new adventure.” - Ian E. Vehrelle, MS   “Your organization really deals with people's dreams and that's a pretty cool thing to do for a living. Muchas gracias.” - Rod Paulson As a Panama Roundtable Member, you will automatically be signed up to receive every issue of the Panama Insider News. Benefit No. 9: Free for Members-Only Quarterly Teleconferences Position yourself to take advantage of Panama's hottest opportunities For decades, the world's interest in Panama was restricted to its canal. Those days are over. Today, Panama is becoming increasingly known internationally for its world-class banking services... retiree benefits programs... low cost of living... stable government... spectacular scenery... pristine beaches... sunny weather... and more. And the effects are starting to show: The economy grew about 8% in 2006 and an amazing 11.2% in 2007... making it the fastest growing economy in Latin America. Foreign Direct Investment magazine says Panama City has the highest growth potential of any city in the Americas. A complete renovation and expansion of Tocumen International Airport, the "Hub of the Americas," is under way to accommodate the continued air traffic growth to this country. Panama is today not only the crossroads between the Atlantic and Pacific oceans, but it is also the major and most efficient air travel hub in the entire region. With all these changes taking place so quickly, what's really going on behind-the-scenes in Panama - right now? In other words, how can you get in on Panama now - without getting left behind in this market moving at light speed? Where does it make sense to buy in Panama today? Where are the best deals, given the pace of development and appreciation in the past four to six years? Where is development headed? Considering the market geographically, what's next? More sophisticated resort development? An international chain hotel? Golf course projects? How do you keep up? How can you give back to the fast-changing Panamanian community... and make a difference for those less fortunate? How can you become an investor here and get residency to boot! Can you still do that today? And what other incentive programs are available to expats right now? Questions like these -- and many others -- will be answered in our exclusive Panama Roundtable Members-Only Quarterly Teleconferences. Every three months, we'll inform you via telephone of the latest laws, market events, opportunities, benefits, destinations, and more regarding fast-changing Panama. You'll have the opportunity, at least once a quarter, to listen to some of Panama's leading experts and top insiders. They'll brief you on the latest changes in Panama regarding banking, residency, investing, travel, the property market, and more. NOTE: Only serious players in the Panamanian market will be permitted to participate in these insider conversations. And to ensure you don't miss a beat, we're going to record each call for you, as well as provide you with a printed transcript. This way, you can listen to the recordings at your leisure, again and again, until you've gleaned every bit of benefit possible. “Very impressive and well-balanced program. Extremely informative.” - Mark Soloway Normally, these special Teleconferences sell for $49.95 per call. At four calls per year, that's $199.80 per year. As a Panama Roundtable Member, you'll pay nothing - for life. Take advantage of this benefit on a yearly basis, and you’ll save $999 over five years, and $1,998 over the next decade. Benefit No. 10: Four Special Whitepapers This collection of FOUR special whitepapers - only available to subscribers of Panama Insider, will now be available to you as a new Panama Roundtable Member. This collection of special reports covers every single aspect of living, retiring, protecting your assets, and prospering in Panama. Here's what you'll get: Bonus Report #1: How to Become a Pensionado in Panama— Forget the stereotypes that come to mind when you hear the words "retiree" and "pension." Now you can retire in paradise earlier than you might have thought possible-and Panama will offer you some generous benefits as a pensionado. Bonus Report #2: Three Ways to Use Panama as an Offshore Money Haven — Learn why Panama is ideal for the offshore investor who wants to enjoy the rare privilege of strong, legally guaranteed financial privacy - and no taxes. Bonus Report #3: Yes, You Can Use Your IRA Dollars to Own International Real Estate — Find out how you can make use of your IRA to own prime property in Panama. Bonus Report #4: Take Advantage of Panama's Incentives for Foreign Investors — Learn about the attractive programs and special zones the government of Panama has set up to draw foreign investors to the country... and how to take advantage of these generous investment opportunities. These four whitepapers will introduce you to the most valuable benefits available to retirees in Panama. They're a must-read for anyone who's seriously considering living, working or doing business in the world's most attractive retirement haven. Together, these reports are a $175 value--but all five are yours absolutely FREE with your membership in the Panama Roundtable. Benefit No. 11: The Panama Roundtable Member Concierge OK, this is where our heavy-hitting in-country team really pays off. To provide this service to Panama Roundtable Members, we're leveraging more than seven years on-the-ground experience... and more than a decade of research, due diligence, scouting, and relationship-building. As a Member of the Panama Roundtable, you will have full access to our local network of contacts and connections. Our Little Black Book of Key Panama Connections...becomes your Little Black Book. The pay-off for you could be truly astounding. Every time I return to Panama...I make but one call to our Panama City office. “We're arriving in eight days,” is all I need to say. And our Casco Viejo Concierge takes it from there. Airport pick-up and accommodation... Meetings, appointments, rendez-vous... we get a detailed schedule a couple of days before arrival. A car. A driver. Language tutor. In-country flights. Tips on new restaurants that have opened since our last visit... Whenever you're planning a trip, just give Priscilla Rivera a call. Let her know what flight you're arriving on... give her your itinerary... and she'll take care of the rest. “Our attorney would like to meet for lunch... and we'll need to stop in at the bank to sign some documents right after.” “No problem,” says Priscilla. “I'll take care of it.” It's the ultimate concierge service. The truth is, you couldn't pay for this level of support when you travel to Panama... because it doesn't exist. Nothing I know of compares. As a frequent traveler, businessman (or woman), investor, expat, would-be retiree...what would you pay for this level of on-the-ground support? $3,000 per year? I'd say that's a very conservative valuation.. However, as a Panama Roundtable Member, you get this service at no extra charge - for life. Take advantage of this benefit on a yearly basis, and you’ll save $9,000 over three years, $15,000 over five years, and $30,000 over the next decade... Benefit No. 12: Panama Roundtable VIP Consulting Get personalized advice from Panama's leading experts When you're ready to act, no book, no report, no e-letter, no alert, no group presentation, no teleconference will answer all of your questions. When you've done your research and begun to formulate your plan...then you need more customized advice. You need a private consultation with someone who's already done what you're thinking about doing. Never fear... our fearless Panama City VIP resources is standing by. No question is out of bounds. Just give us a call and you'll soon be in contact with one of Panama's most accessible professionals in that field. Got a question about how to ship your belongings to Panama? Want to buy a property using your IRA? Interested in buying property on Panama's Caribbean coast? Thinking about shifting all your assets to a Panamanian bank? Just give us a call and you'll soon be in contact with one of Panama's most accessible professionals in that field. Here's how it works: You contact your Panama Roundtable Concierge via email and ask your question. (We’ll show you how to contact your Panama Roundtable Concierge after you’re approved for Membership.) Your Panama Roundtable Concierge will arrange a phone conversation - or even schedule an in-person meeting for you in Panama, as you like. You communicate – directly - with the in-country consultant – for as long as you need. You can contact your Panama Roundtable Concierge at any time - and can take advantage of this service for the lifetime of your membership. You'll have free, unlimited access to our in-country consultants. “We came to see the country and get a feel for Panama and we were not disappointed. Meeting people from all over the world and finding out their goals and lifestyle—very interesting.” - Ted Kuzyk For non-members, this type of consultation from our IL in-country experts, could cost $75 per hour and up. If it was available to them. Over the course of a year, this would add up to $375 - based on five hours of personalized VIP consulting. Of course, you can use this service as much or as little as you want. Either way, as a member of the Panama Roundtable, you'll pay nothing - for life. Take advantage of this benefit on a yearly basis, and you’ll save $1,125 over three years, $1,875 over five years, and $3,750 over the next decade. Here I should point out that, of course, you may be billed for consulting with non-IL experts... for example, an in-country attorney or architect. The point is, any consultation with any member of IL staff is free. And in many cases, Panama Roundtable Members will enjoy special discounts and savings even when making use of outside experts. Benefit No. 13: Join our VIP Members who get first dibs on exclusive real estate deals Not a day goes by that we're not presented with an opportunity... a 'deal of a lifetime' in Panama. No kidding, property owners, real estate agents, developers, and others are knocking at our door relentlessly. And it's easy to understand why. We have more than 450,000 readers interested in living overseas... and Panama was at the top of our Annual Global Retirement Index for six consecutive years... always remaining in the top five. We cover Panama a lot... because there's a lot to cover in Panama. And we've got a big audience. Anyone with a bit of land to sell in this country figures this out pretty quick. Most of them don't get past the front door. Our filtering system is pretty sophisticated at this point. Occasionally, of course, an opportunity comes along that... well... that might even qualify as a 'deal of a lifetime.' When this happens, when a real estate proposal gets our attention at a top level, we move quick. Now you'll be able to move with us, because we'll share these deals with you as a Panama Roundtable Member. When you become a Member of the Panama Roundtable, it's like you're in the room, at the table with us. You'll know what we know, when we know it... and there can be great benefits to being first in. Getting in early means you get best price... best choice. The early-bird insiders scoop up the choicest locations. They own the lots with the best views and the easiest access. Because developers know that we have an educated, intelligent audience looking for good deals and smart enough to know one when they see one, they bring their best deals to us first. Smart developers understand that if Panama Roundtable Members get on board, the word of mouth will spread quickly... and more buyers will come. It's these kinds of opportunities - buying 'below market' and very early-in special situations--that will allow Panama Roundtable Members to position themselves for maximum benefit, maximum return. This is another of those benefits of Membership in the Panama Roundtable that I'm hard put to place a value on. What would you pay for this kind of first-in-line positioning? You know as well as I do, that, in fact, you couldn't arrange this at any price. So how about if we say this benefit is worth $2,500 per year? Again, I believe I'm being conservative. And, again, as a Panama Roundtable Member, you'll pay nothing - for life. Take advantage of this benefit on a yearly basis, and you’ll save $7,500 over three years, $12,500 over five years, and $25,000 over the next decade. Benefit No. 14: Pass your Panama Roundtable Membership to any family member of your choice For some members, this is the most cherished benefit of Membership in the Panama Roundtable. It's called the Panama Roundtable Legacy Program. The Panama Roundtable Legacy Program allows a Panama Roundtable Member to pass membership over to any family member - indefinitely. Of course, that family member is entitled to continued and unrestricted use of every benefit of membership...again, for his (or her) lifetime. Yes, there is a small annual membership dues ($69 per year)... but, as long as you and your heir pay this, you and he (or she) are eligible to full access of every product, service, resource, and benefit of Panama Roundtable membership... including all products, services, resources, and benefits added over time. You make one decision today, and you - and your heirs - are set for life. This 'passing of the torch' if you will... from family member to family member... can continue from generation to generation... ...for as long as you wish. Benefit No. 15: Complimentary Panama City Real Estate Tour As a Panama Roundtable Member, you’ll receive a free Panama City real estate tour from Pathfinder, Ltd., the preferred real estate marketer to International Living. Once you’re a member, you’ll be able to contact the Pathfinder office in Panama for an initial telephone consultation, during which a Pathfinder representative will find out just exactly what you’re looking for. Once in country, a Pathfinder representative will meet with you for your first personal consultation, then provide you with a driver to take you to view a hand-picked selection of Panama’s best projects and developments that meet your lifestyle and budget requirements. When your tour is finished, the Pathfinder representative will meet with you for a wrap-up consultation to answer any questions and ensure that you get the most from your time on the ground in Panama. That’s a $140 value...free with your Panama Roundtable Membership. Plus: For the first time ever... The most unbeatable benefit in our 28-year history This is The Big One. The Mother Of All Deals. The Most Unbeatable Benefit We've Ever Offered. Of everything you'll receive as a Member of the Panama Roundtable (and, as you're beginning to understand, you're going to receive an awful lot), this is - by far - the most generous benefit and reward. In fact, once you fully understand how massive this benefit is, you'd be crazy not to sign up for the Panama Roundtable immediately. It's the Five Grand In Your Pocket offer, and it's the most generous offer that we at IL have ever presented our readers in our esteemed 28-year history. Here's how it works: You sign up, today, to become a Member of the Panama Roundtable. You await joint approval for Membership from the IL headquarters in Waterford, Ireland, and the IL Panama Office. If you're approved for Membership, you'll receive - via First Class Mail - a Panama Roundtable Membership Welcome Packet. Please read this carefully, for it will contain the details and bylaws of Panama Roundtable Membership...important information you'll need to review, sign, and return. One of the items you'll find in your Panama Roundtable Membership Welcome Packet will be a $5,000 voucher - with your name on it. The next time you purchase property through Pathfinder and any of their participating developments, you can use your Panama Roundtable voucher to take $5,000 off the price of your new property. It's that simple. Just like putting $5,000 right in your pocket. Now, I have to make something clear. The $5,000 check is toward the lowest property price for any property you purchase property through the Pathfinder and any of their participating developments. Sometimes, developers have been known to inflate prices, just so they can give you a 'discount' after. The discount was close to amount that they inflated the price earlier. So you didn't come out ahead. It was just a gimmick to get you to buy their property. But this isn't the case here. All of the developers you will be introduced to have a contractual obligation to give Panama Roundtable members the lowest rate. It's written in their contract. If you approach them yourself, we can't guarantee you'll get the best price. But as a Panama Roundtable member, you're guaranteed to get it every time. Of course, the $5,000 discount gives you an even better rate when you use it. As a member, we'll make sure to keep you updated on the best deals available each month. And the best ones for you to use your $5,000 check toward. When you're a Member of the Panama Roundtable, not only will it be easier than ever for you to find and own the Panama property of your dreams... ... but you'll be at least $5,000 wealthier than if you were to do the same thing as a non-member. Goodness gracious. What a deal. You can reserve your Panama Roundtable membership here. Seriously, think about this for a second... I'd like for you to take a breath, relax, and seriously consider what you've read... and what you're about to read... ...for the following is the most important part of this entire letter. In fact, what you're about to read could dramatically affect the way you approach your future: You know that you're interested in Panama. You know the value of staying connected... of staying ahead of Panama's fast-changing market... of having constant access to the most reliable, unbiased, updated information on this market available... You now know that it will be so much easier to make your new life, build your new future, find your new dream home, and enjoy a first-class lifestyle with all the resources you'll have at your disposal as a Member of the Panama Roundtable. Wouldn't it make sense to have all these advantages at your disposal - and still put an extra $5,000 in your pocket? I mean, if you weren't a Member of the Panama Roundtable, not only would it be so much more difficult to realize your goals in Panama, but you'd wind up spending $5,000 more on a home that may not suit you! It's your future - and you've only got one of 'em... Why mess with it and take a chance of living anything less than the life of your wildest dreams in Panama? This is why you can't afford not to become a Member of the Panama Roundtable today. Not only will you have a complete and constantly updated information arsenal that never, ever goes out of date AND Panama's most elite inner-circle of movers and shakers behind you... ...but as a Member of the Panama Roundtable, you'll also enjoy benefits worth at least $11,483.30 per year as well. ...plus your $5,000 voucher! When you think about it, when you take the price of Panama Roundtable Membership into account, it's like we're paying you to join this amazing inner-circle of Panama's elite movers and shakers. All of these benefits make Panama Roundtable Membership an absolutely astounding opportunity...and an unparalleled bargain. How your benefits add up: Receive at least $11,483.30 in benefit in your first year alone! PUBLICATIONS, TELECONFERENCES, AND EMAIL ALERTS Lifetime updates to Panama: The Owner's Manual. Value: at least $69 per year Lifetime subscription to Panama Insider. Value: $149 per year Lifetime subscription to Free for Members-Only Quarterly Teleconferences. Value: $199.80 per year Four Special Whitepapers Value: $175 For Members Only: Three Up-to-the-Minute Exclusive Reports Value: $135 Lifetime email subscription to Panama Insider News Value:FREE, but priceless... SPECIAL EVENTS FREE attendance at your next Live & Invest In Panama seminar... and 50% off all future Live & Invest In Panama seminars. Value: $995 per event A 50% Discount off any IL event held in Panama. Value: Up to $647.50 per event Free attendance at Exclusive Panama Roundtable Member Meetings. Value: $99 per event Free recordings and presentations from any event held in Panama Value: $499 per event DISCOUNTS A Free Panama City real estate tour from Pathfinder, Ltd. Value: $140 VIP SERVICES Unlimited and personalized VIP Consulting. Value: $375 per year Free lifetime use of the Panama Roundtable Concierge. Value: $3,000 per year Free —Join Our VIPs in First Dibs On All Panamanian Real Estate Opportunities SPECIAL MEMBERS-ONLY BENEFITS Lifetime right to own every single Panama-related product and service that we launch in the future... Value: Unknown, but massive The right to use the Panama Roundtable Legacy Program to pass your Panama Roundtable membership to a member of your family... Value: Priceless Complete red carpet treatment at all events...express registration, invitations to special VIP events, access to the VIP lounge. Value: Unknown, grows with each event you attend AND, OF COURSE, THE KICKER: A $5,000 voucher - applicable toward your next purchase of real estate through Pathfinder and participating developments. Value: $5,000 So, as you can see, the total measurable yearly value of Panama Roundtable Membership is $6,483.30. Remember, this figure doesn’t even include your $5,000 voucher – which brings you an astounding $11,483.30 worth of benefits and savings. And that yearly value will increase as we launch new Panama-related products and services in the future (and we will). That means... five years of Panama Roundtable benefits is conservatively valued at $57,416.50 and a full decade of stellar profits, travel, research, meetings, and support is worth $114,833.00 at the very least. That's why you might think I'm crazy to offer the Panama Roundtable for the bargain price of $5,995 for a lifetime of membership. But if you enroll in the next 24 hours that price drops to $4,995 for a lifetime of membership. (As I've mentioned, in addition, members will pay a nominal annual membership dues of $69.) Why you can't afford not to act right now For this invitation to the Panama Roundtable, we're offering a special price. This price - $4,995 - will likely never be discounted – ever again. That's a one-time payment. That's all you'll ever pay, except for the small annual maintenance fee of $69. Please remember, though, that Membership is strictly limited. Once we hit our 200 member limit, you'll have to go on a waiting list and wait until a spot becomes available. We may expand our membership as we increase our resources in the future. But 200 members is all we will take today. Keep in mind: when we reopen the membership in the future, we may have to charge a higher rate to reflect the rising costs of supplying you with all of these benefits. So, please, take this invitation seriously. It may be the only one you receive. You can reserve your Panama Roundtable membership here. Your complete guarantee: Become a Panama Roundtable Member FREE for an entire year The Panama Roundtable is the most unique and benefit-laden Panama-related service that IL offers. And it comes with the most unwavering guarantee possible. Enroll for Membership today...then use your membership for one year. That's right, you get one full year to decide if the Panama Roundtable fits your needs and targets. If not, you can get a complete refund of your Membership fee. You read that correctly. Let 364 days pass if you want, call us on that last day of the year, and we will immediately and cheerfully refund 100% of your money — no explanation required. Why the heck would we do something like that? You see, we want to make absolutely sure each and every Panama Roundtable Member is 100% satisfied with this pinnacle of IL service. We want you to read our Panama-specific publications, attend our special events in Panama, meet our in-country experts, take advantage of our concierge and consulting services...use us, exploit us, take advantage of every benefit, service, and product we have to offer you. We want to make your dreams come true as much as you do. Why it would be unwise to wait any longer I cannot stress this enough: We're going to close the discounted Panama Roundtable Membership as soon as we reach 200 Members. And it's possible that we could hit that limit tomorrow. We've had countless calls from IL readers inquiring about Membership in the Panama Roundtable. We had to turn them away because we only increase our membership once or twice a year. Now’s your chance to get in on this important program. We’ve no doubt that we’ll reach the 200 member cap quickly...and we’d hate to have to turn you away...so we urge you to act right now to secure one of the few remaining places currently available. And, if we do reach that 200 member limit, this offer will be closed, no questions asked. I hope that you don't get turned away when you click the link below... and that I have the pleasure, along with our entire team in Panama, of welcoming you as a Member of our new Panama Roundtable. Sincerely, Martina Dunphy Executive Director, International Living Join Panama Roundtable Now