Give me ten minutes to prove that...
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"You Could be Just
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Worried you may have to "work until you drop"?
Dear Fellow Entrepreneur,
What I'm about to disclose may unsettle you...
It may go against your cherished ideas and deeply held beliefs. You may get a little angry-not with me but with yourself for letting so many years pass by without discovering this. Because the truth is...
Like me you could be enjoying a wealthy, fun lifestyle - not facing more years of daily grind.
I hope you'll forgive me if I ruffle a few feathers. In return I promise by the end of this letter you'll know how you could retire soon and enjoy a superb monthly income. The amount of work you'd have to do to achieve this (after you've completed the one-off deal I will be explaining) is as close to zero as measurable.
Let me be very clear here. I'm talking ONE LUCRATIVE DEAL - then you could be out of the rat-race forever! No more boss. No more work. No more commuting.
Maybe you're thinking: "One deal and then retire for life? That can't be right. You have to slave really hard for decades if you're to have any hope of a modest pension." Well read on and see that what I'm saying is TRUE-and it's possible for YOU to do as well...
Before I tell you how to achieve this wonderful freedom, it's important you know a little about me and how I achieved my current wealthy, fun-filled lifestyle. I'm not telling you this to boast, and I hope I won't bore you. I want you to see clearly that YOU could do this as well. You need to see that I'm just an ordinary guy without special talents or abilities, otherwise you might think: "Sure, HE can do this, but there's no way I could ever do it."
The truth is - you COULD do it if you followed my simple instructions...
Humble Beginnings to a Multi-Million Fortune!
My name is Toby Unwin best-selling author of books such as "The Flake Filter" and "Wealth Without Fear." I am also a property entrepreneur. But things were once very different...
I started off trying a few 'grunt' jobs like carrying bags at a hotel, stuffing envelopes and the like but I soon realized that most work was minimum wage slavery with little hope of making ends meet, let alone getting wealthy and retiring early. I didn't put the heating on in my apartment. I didn't go out and rarely bought anything. I used to wear eight layers of clothing to keep out the cold. I'd eat the same thing each day (a stew I'd make at the start of the week).
Look, I'm not trying to spin some sob story. Truth is, we weren't grindingly poor like many others. No, the point is my background made me independent and determined to carve myself a better life. Maybe you need to have suffered a little to get that 'edge'? I don't know. What I DO know is from an early age I wanted to be rich without having to slave for 45 years then grab a little poverty-stricken retirement on a meager pension. That's not what life is about.
One day I just woke up and thought: "This is ridiculous!" I wanted a better life -and what made it worse was that I could see lots of people making fortunes and living luxury lifestyles-whilst I was slaving. These people didn't seem any smarter than me. If I carried on like this I could see my future.... It was a future like many of the 'beaten' men and women around me. They'd thrown in the towel years ago and were just seeing out their time. They'd resigned themselves to a life of mediocrity and poverty. I refused to go down that path and so I became determined to break free.
Now things are so different. I live in a million dollar house with stunning views:
Check out these two photos!
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I also own a top-of-the line Jaguar XK8 convertible and I have all the time in the world to enjoy my good fortune. Listen, I'm not telling you to brag-I don't need to do that. I'm telling you all this for one reason...
... MY story could be YOUR ticket to freedom.
No matter how old/young you are, no matter how broke you are right now, no matter how hopeless your own situation seems this could be your answer. In fact I would say the WORSE your situation the BETTER-it means you'll be hungrier and want to fight more than those who are comfortably off.
Nothing stops you advancing more than comfort!
So I guess there is one qualification you must have if this is to work for you-you need to be hungry for a better life and sick of always being broke and never seeming to get ahead of the game.
Is this you? Great, maybe what worked for me will work for you too. Let's see...
The Road to Success
I'd love to tell you a passing multi-millionaire took pity on me, took me under his wing and taught me all he knew... In fact nothing like that happened. I did it all myself. Here's what I did (it's quite simple really)...
I got myself a copy of the list of the world's 1,000 wealthiest people and checked how they'd got so rich. I figured that if a lot of people had made money out of the same thing, then maybe (just maybe...) that might be a good thing for me to try my hand at too!
Talk about naïve! But hey - it worked, so who's complaining? Well it didn't take long for me to get one message loud and clear. Here's how it read to me:
Property, property, steel, property, publishing, property, property, media, property, software, property, property, property, oil, property.
You get the idea! BUT- STOP RIGHT WHERE YOU ARE...
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IMPORTANT: Please hold-off from any preconceived notions you might have at this point. What I am proposing is VERY different and unlike anything you will have seen. I did NOT make one deal to retirement from buying and renting out residential property (known as 'buy-to-lease' property)!! |
But at the time, I thought "Great! So I'm going to buy property, rent it out and in no time I'll be rich...yes?"
Erm.... How AboutNO?!
Okay, cue loud sound of needle being dragged across a record. It was a nice fantasy... but the truth was about to hit me hard.
Like you perhaps I heard this fact about property being at the route of the world's millionaires, but a crucial detail was omitted about this which I will explain in this letter. A detail which means you've been fed a load of nonsense in recent times. Anyway, on with my story...
Heard of 'The Madness of Crowds'?
About this time the residential property rental boom was beginning and the frenzy of activity fired my own enthusiasm that property was the way to go. It seemed that everyone was jumping on the bandwagon to buy properties to rent out. Even the taxi drivers I knew were getting involved (I now know that should be a strong signal to get OUT-but I was less savvy in those days.)
But even given this rather dull outcome, I wanted 'in' and I wanted it badly. So I scrimped, saved and borrowed and finally managed to build a modest portfolio of homes to rent out.
It was about this time I discovered the power of NEGATIVE thinking...
The Power of Negative Thinking!
You've heard of the power of positive thinking? Well this was a wake-up call caused by the power of NEGATIVE thinking. Yes, that has its uses too...
I started to think:
"Okay, so I've been a good boy and got a few houses rented out-so why am I putting so much work in and getting so little out? A few hundred bucks extra a month for all that ??"
...Big deal!
This was a total reality check for me. I put in five years of back-breaking labor just to get a fingernail into the property market-and even that hadn't made a bit of difference. Something was screwy here. Property wasn't a way to get wealthy fast after all it seemed.
The REAL Shocking Truth About Residential Property Investment
Here's what I found about residential 'investment' (ha ha) the hard way. By this, I mean individual houses or apartments:
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Low Yields: Everyone is doing it so yields are insignificant. The typical return you get now is about 3% after all costs. That's less than you get by putting the money in the bank. Yes, there's the capital growth, but you're paying way over the odds for the property in the first place, at the peak of the market, so the growth for the next five years will be minimal or NEGATIVE i.e. you are most likely to LOSE money if you buy now. |
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Too Much Competition: You are in tough price competition with those who are buying to actually live there, so there are far fewer, if any, deals. (Remember, 95% of houses and apartments are sold to people who want to live there.) |
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Too Much Time Needed: These property gurus all reckoned I needed to physically view 'only' about 100 properties to find a good deal. What are those guys smoking? Who has time to do that these days?! |
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Larger Property = Even Lower Yields! The more expensive the property, the worse the yield. This means that 3 bedroom and executive homes are almost impossible to buy and rent out at a profit (unless you go into the ultra-hassle 'student house' business). Meanwhile, as I've said, there's a truly massive demand for 1 and 2 bed places resulting in the price of these being artificially high. This class of property is exactly that sought by the first-time buyer as well, pushing the prices up even further! |
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Negative Cashflow! Low rentals means negative cash-flow. This means you are usually paying out money each month, not banking money. |
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Management and repair fees eat a big chunk of your income. Wide-eyed new investors in this game never factor-in these expenses. You will also end up doing a lot of your own cleaning, decorating etc. |
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Vacancy/High Tenant Turnover: Your house is usually occupied by a single person who will stay for 6 months typically. So lots of hassle with constantly changing tenants. Often it can seem more like a holiday cottage let than a long-term residential let! |
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Finding good tenants is a constant headache. And with the very high turnover, this is an ongoing project. The more individual apartments you have, the bigger the headache. Ten apartments can easily turn into an almost full-time job if you do your own tenant-finding, decorating, repairs, cleaning between tenants etc. |
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Many Properties Needed to Retire: Far from being 'one deal from retirement' you have to buy dozens of these to even have a shot at retiring. And you are hoping and praying for a capital gain which may or may not come soon-if ever. |
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Tenant Hassle: I spoke to several people who own 10 apartments and they experience constant aggravation from tenants calling and wanting a light-bulb changed, a leaking faucet fixed etc. etc. |
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Big Deposits Required: Banks usually demand that you put in MORE than the usual 10% deposit if it's for rental. The minimum you can get away with is 20%-some want 25-30%! |
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'No Money Down' was a myth! I tried to buy several properties for no money down and was laughed off the phone by the sellers. They'd never heard of such a thing. I Actually Believed What All Those Property Seminars Told Me! "No Money Down?" I was met with stark disbelief and laughter. I'm not saying that nobody has ever, in the history of residential property done a 'no money down deal'-but this has never happened to me or anyone I know in residential property. The more I looked into it, the more fishy the whole thing seemed and the more disillusioned I became. It seemed like some people were making money selling books, tapes and seminars about deals which didn't really happen. I felt conned. I'd wasted a lot of time and I was pretty fed-up. |
Why Would Any Sane Person Get Into This?
Answer...NO REASON...not now at least.
If you bought the same residential property five years ago, the numbers start to look far more attractive. But now? It's not something I would do. If you do currently own such properties, maybe now is the time to head for the exits for something better which I'll explain here...
Okay, that's the difficult bit out of the way. If I've done my job I will have convinced you residential rental property sucks BIG TIME and that you should consider giving this a very wide berth if you were thinking of getting into it.
Don't. It's way, way too late. But...
Guess what? I started 'negative thinking' again-and it worked like a charm (try it sometime)!
Let's Get Real About Property
I started to think seriously about the whole residential property thing. And the more I got to thinking... the more I got to wonder what on Earth was going on. Stay with me on this one because it has HUGE implications for your future wealth...
I am about to reveal how my 'negative' train of thought lead me to a massive breakthrough which led to my unique 'one deal from retirement' method...
I wanted to do just ONE DEAL which would make me a lot of money in the near future and a steady income now, allowing me to retire immediately.
Think about this for a second. I don't know your exact circumstances, but if you had about three grand a month coming in for zero , you could retire tomorrow, right?
For you it may be two grand or four grand, but you get the idea-we're in the right ball park. We're not talking a million a month here... just a few lousy grand to free you FOREVER from wage slavery. Not to mention the nice little ONE MILLION DOLLAR PLUS cash bonus I'll show you how to get a few years down the line.
My Awakening-Your Salvation!
So if residential property investment to rent out is currently a very, very bad idea... and yet... property is the way to go... and we're looking for just ONE deal... what do you think came to me in a blinding flash one day?
Answer:
Commercial property.
Please, for the moment, kill any and all preconceived ideas you might have when I say 'commercial property'. I don't want to be rude, but chances are, you know absolutely nothing about what I'm about to explain to you.
So if you want to get in on this 'one deal to retirement' idea, please clear your mind right now and listen carefully to what I'm about to explain to you...
This is not dry theory. I've done many such deals and bought millions of dollars worth of property.
"What? Many deals? I thought you said this was a 'one deal' affair?"
Correct. I said it is 'one deal from retirement'-and that's true. Retirement means three grand a month (or whatever). But if you do more deals, you could become a very, very wealthy man or woman with $20k, $30k, $50k or even $100k a month coming in. It all depends on your vision.
Now, this is important...
Remember the list of the world's wealthiest people? Many people had made it in property, right? What was the one, obvious question I had omitted to ask?
Property Makes Money, Right?
But what TYPE of Property???
Um... duh... I can't believe I missed this stupidly obvious question! I'd just assumed that property meant... well... houses and apartments and stuff... Wrong!
When I did further research, I couldn't find a single 'Rich List' person who'd made millions buying and selling single-family homes and one-bedroom apartments.
Donald Trump and other millionaire property investors certainly don't go around buying a series of single-family homes, one at a time until they've built up a portfolio...
...They buy one commercial property at a time. And by the way, don't think you have to go and buy a skyscraper like Donald Trump; MANY, MANY commercial properties I will show you are CHEAPER than residential ones!
And remember, I will be showing you how a SINGLE commercial property can be your ticket to retirement whereas you would require many, many residential properties to achieve that!
What a moron I was-trapped in the thinking of my conventional upbringing. The SAME upbringing that teaches you to work for fifty years and then retire with a gold watch and a pat on the head like a good doggie. The SAME sad 'nest egg' thinking that teaches you not to get above yourself and not to think you could actually STOP WORK or... heaven forbid... GET RICH... and, sin of sins... DO IT WITH ALMOST NO !
However, I had now found THE EXIT. Would you like to know how to get there too?
Now I Knew This Was The Way To Go!
I had no doubt in my mind at this point as I'd done a lot of research. However, there was a teensy-weensy problem of a young guy, with no real credit history and no deposit... buying commercial property-something I had no experience in...
But, I was in for a BIG (and this time pleasant) surprise for I was soon to discover that every single one of the 'negatives' in residential property turned rapidly into a positive with commercial property.
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"Toby Unwin's system has proved invaluable to me during several transactions. His methodology has allowed me to capitalise on this expanding market with little or no money down and has increased my portfolio dramatically while minimising my risk. I would highly recommend his winning strategies to those serious about creating wealth in commercial real estate." Damon R. Cox
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I will show you how to access this incredible investment on my home-study course and video workshop "One Deal From Retirement", which shows you how to start from nothing and buy commercial residential property-enough to allow you retire from just ONE deal if you wanted to. At the very least, this will open a door up to a far more lucrative type of property investing.
In the video workshop I walk you through every aspect of getting into this business-assuming you know nothing about property. I knew absolutely diddly-squat when I started doing this. Yet within 12 months of uncovering this secret, I'd bought several million dollars worth of commercial property starting from nothing and don't have to work anymore!
Before I go on to explain the superb training program I've put together, I want to give you some really hot information on the commercial property market. I feel certain this is something you've never considered because maybe:
You automatically accepted this was way out of your league-for the big boys and girls only.
I had all those concerns and more. But each and every one of them simply melted away as I discovered commercial property leaving either a clear path through, or an extra bonus for me (and for you)!
Click on the "read on" link to view the next page
I want you to start thinking totally differently from how you've ever thought before -this really could be a terrific opportunity for you to get seriously wealthy and retire as soon as you want.
Now, as I did, I'm sure you have plenty of questions at this point, so let me get straight to them...
"How long does such a deal take?"
Typically a few months from finding a property to completion. Total 'work' involved is about 20 hours (surfing the web over a coffee, writing a few emails, making a few phone calls, etc.) After that there is virtually no work at all (but allow 10 hours a year for various admin tasks).
And remember how I said in residential property the 'experts' said I needed to physically go and view about 100 properties to find a good deal? In commercial property you don't even have to leave the house to filter out all the good deals using some powerful and user-friendly software I'll tell you about later!
"I don't have money for deposits -does that rule me out?"
Not at all! Of course (as ever) it's always easier if you have cash to put into a deal, but here's an amazing secret. The truth is that in residential real estate, the widely advertised 'no-money down deals' just don't happen that often these days. However, not only does it happen in commercial, it is commonplace. Why? Because you're always dealing with savvy investors, not with some emotional person trying to sell his or her home. I'll be showing you exactly how to structure a 'no money down' commercial deal. I've done many such deals myself, so I know what I'm talking about.
"If I'm honest, I could do with some cash right now to pay off a few things -can this help?"
Sure! You're going to love this. I often walk away having closed a deal and with a big, fat check in my pocket from the seller! I just cashed one for $197,551.40 on a commercial property I just bought. That's cash-back on the deal! It's yours to spend on anything you like. Crazy, or what? It happens all the time and I'll tell you how on my Home Study course and video workshops. By the way, you'll notice the check is not payable to me, but rather my company -that's a very neat trick I'll show you on the workshop on how to get cash-backs like this one!
"Won't there be lots of competition?"
There's some competition of course, but it's minimal compared with residential because so few people consider it because of lack of knowledge.
"I've got no real experience buying and selling smaller residential properties even. Don't I need to get some of these under my belt before launching into such a big project?"
Not at all. This is a big misconception. It's very important that you understand one thing -commercial property is not a graduation from one-off residential property. They are entirely different things. You need NO PRIOR EXPERIENCE to get into this.
"If this is so good, how come more people don't do it?"
Quite a lot of people do this, of course. And get very wealthy at it. But the average person doesn't do this because they think they need success in residential first; they're afraid; they have many false assumptions (for example they feel they have to build up to a property portfolio one house at a time); they lack knowledge; they think you need huge sums of money even to start. Those illusions stop most people dead in their tracks. It was seeing through these illusions which allowed me to retire wealthy.
"My credit rating isn't that great."
When I first looked into this I had exactly the same concern. Remember, all I had was debt in the beginning. But guess what?
In commercial property, the lender is interested in the PROPERTY more than YOU!
This is such an important advantage commercial property has, I'm going to say that again in case you think you mis-read it:
IN COMMERCIAL PROPERTY A LENDER IS FAR MORE INTERESTED IN THE PROPERTY THAN YOUR CREDIT RATING!!!!!
How many lenders do you want in the queue outside your door?!
I'm serious. I have lenders of money take me and my wife out to dinner regularly -that's right -they actually chase me to give me loans on commercial properties!
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"I have enjoyed working with One Deal From Retirement. Discovering commercial property has been a revelation to me. I bought $4,687,239.00 worth of property in 2004 and plan to do much more in 2005." -Brian Sanz |
I often have to turn away lenders who are desperate for my business, but their rates are a little high, or they won't give me this or that incentive to take them on. If you have a begging attitude towards banks -all this is about to change. It is THEY who will beg as they vie for your business. They don't care about you -all they're interested in is the building.
Bottom line? Your personal credit rating has little or nothing to do with it compared to residential property investment. They want to know the answer to one question: "Does the rental income more than cover the mortgage payments?" If the answer is 'yes' -they'll be interested in loaning you the money (because their money is perfectly safe). But you need to know the 'secret way' to structure your deal to make it attractive to the banks. I'll be explaining exactly how to do that.
"Okay, maybe I don't need a huge deposit, but what about fees, bank charges, estate agents, valuations etc.? This could cost me a lot!"
I just LOVE this business! In residential property, you're right. You get stuck with hefty fees on top of all the other cash you have to find for deposits etc. Guess what? With commercial property, there's a way to get the seller to WANT TO pick up ALL of your fees and pay them for you.
There's also a way to get him/her to write a big fat personal check to you as a 'thank you' for buying! Don't believe me? On the video I show you how to make the seller WANT to do this. This kind of money allows me to indulge myself in a few fun toys. What kind of toys I hear you ask? Check out my latest toy! Yes it's my very own sea-plane!
"Where on earth do you find such property for sale?"
Easy as 1-2-3. There are hundreds of such properties always on the market. I'll show you how to access them almost automatically. I'll show you how to receive emails the second such a property comes up (all for zero cost!) with a special Resource CD-ROM which comes with your kit.
"If commercial is so great, how come there are always so many properties for sale?"
Easy. At any one time there are hundreds of people who MUST sell. A death in the family, moving abroad, too old to be bothered any more, moving up in the market. Usually, when someone is selling a commercial it's for the right reason: they want something even bigger!
"What about renewals and repairs? Sounds like a huge hassle."
Didn't I tell you that each objection turns into a plus when you go commercial? Check this out...When you rent out residential property all the repairs and renewals are down to you -in fact it's not unusual to get a midnight phone call where a tenant wants a leaking faucet repaired. With commercial -repairs and renewals are often down to the tenants, not you! They're also responsible for paying for all of these things! In practice, a managing agent will already oversee and run the entire block. As the owner, you will do precisely NOTHING. In fact you will rarely, if ever, even visit the development.
In the case of business premises, it is the tenants business; therefore they'd much rather fix it themselves and keep the place in good condition!
"What about getting tenants?"
Again, this is fantastic GOOD news for a change.
IMPORTANT: One of the things I will be emphasizing to you on the video workshops is I never buy a vacant commercial property. When you buy a commercial property you already have tenants!
Furthermore, the standard residential property tenant is a very short-term resident. 6 months is typical -one year is rare. With commercial property, the tenants are usually long-term, anything from five to thirty years! Think about it -if it's a business tenant (most are) it's not in their interest to move. They are also a higher-class of tenant who care about their premises -assuming you buy the right deal of course, and I'll be telling you exactly how to do that. Most importantly, YOU won't be doing any tenant-finding. This is all handled for you by your managing agent. You'll never meet your tenants (unless you really want to, of course).
"Isn't this riskier than residential property investment?"
NO!! And there is a multitude of reasons why, many of which have been covered in the previous question answers, but here's some more:
You know in advance what the profit is -it's guaranteed! Because you're buying with existing tenants who have a proven record of paying. Know any residential properties you could buy like that?? Unlike residential property which you NEVER buy with a tenant in place, I'll show you how to buy WITH tenants in place thereby removing all the hassle and risk of finding tenants.
I always imagined commercial properties were millions (now a million isn't a big deal) but it was good to be able to take baby steps first of all in that many commercial properties are a lot less than the average house! Plus, exactly the same amount of is required for a larger property anyway when you're ready for it.
Rental yields are higher and management fees are lower. Residential property management fees run as high as 15% but on commercial I rarely pay more than 6%!!
One tenant moving out in residential puts your vacancy at 100%. In a commercial (MULTI-TENANT) property, you have several other tenants paying you, so it's no big loss if one leaves.
Business tenants look after the premises (it's their business!) and WANT LONG leases (for stability).
No money down deals are reality in commercial property (unlike residential property). No or little money down = no or little risk, right?
The odds of generating positive cash-flow on one-unit residential real estate are low, (generally the rent just covers the mortgage if you're lucky and you're hoping for capital growth to make some money for you a decade or more down the line.) In contrast, commercial real estate almost always has positive cash flow. That means you are banking cash surpluses each month.Bottom line: Virtually all the negatives of residential property investment are POSITIVES for commercial property investment!! And I'm offering you a step-by-step guide into this incredible world which puts you a single deal from retirement...!
Let Me Hold Your Hand Every Step to Your Retirement!
Here are just a few of the things you will learn on your video home study course One Deal From Retirement...
One simple calculation which you can perform automatically with the FREE software I will provide. This calculation immediately tells you if a bank will look favorably on your deal. Remember: Your credit rating doesn't really matter in commercial as they are lending on the property deal, not you or your income. All they want to know is "Will the rentals easily cover the mortgage?" (Which they will of course, with a nice fat surplus over for you.)
The 7-point check list which makes choosing the right property almost automatic.
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"From watching the videos and following the steps I have made 1.5 million dollars on my first deal. I am now a 26 year old self-made millionaire and this has been the easiest way to gain these kind of returns!" Tom Bojadzijev |
How you could get in with nothing down and even walk away with a big check to spend on whatever you like. The myth of 'no money down' one-unit residential deals persists despite the fact that such deals are rarely IF EVER done. In contrast, 'no money down' deals are common in commercial property because you are always dealing with another business person, not a suspicious home-owner who has zero financial savvy.
What the "CAP rate" is, and how calculating this simple figure tells you immediately how profitable a deal will be for you. (The free software does all this for you.)
6 ways to get into commercial property for little or no money down -how you can even get cash BACK on the deal when it closes (I recently bought my wife a brand new Range Rover from one of these cash-backs!).
How to get a low-interest loan regardless of your track-record and credit history.
How using 2 simple buzz-words will make you sound like a pro and gain you immediate respect from banks.
How to get six or more lenders fighting each other to lend you the funds for your project -all from one simple email which I will show you how to write. (Commercial property lenders are in the business of selling money. They're desperate for serious deals. This is not a 'cap in hand' job.)
How to get the seller to WANT to pay all of your costs including your legal fees, agents fees, survey fees and all of your out of pocket expenses.
How to get the seller to write you a personal check for $10,000.00, $20,000.00, $50,000.00 or whatever the deal will support -this check is for you to spend on whatever you want! (See example check earlier -I have many more.)
No need to trail around dozens of properties. All the searching is done on your PC over a coffee. When you have a short-list, plug the numbers into the FREE software and let it work through all the figures. The software then tells you which deals are hot, and which are not.
Why you DO NOT manage the properties yourself. In fact you will have almost nothing to do with the property once you have bought it. You may never even visit it again. Many commercial property owners live hours away from their investments.
How to work out exactly how much money you will make before even getting into the deal. Unlike one-unit residential you're not buying blind or because it 'looks pretty' or whatever. This is a hard-nosed investment with one aim only -to make money.
Time to Get Serious About Your Immediate Retirement
So now I've explained in some detail why standard residential property is NOT the thing to get into, and why commercial property truly is far more lucrative and simple, AND offers a One Deal From Retirement option. It's exactly what I do right now and it's made me a wealthy, free man at a very young age. I could have retired long ago, but I'm after 100 million worth of commercial properties!
Now there are two types of people reading this letter. The first type will vaguely get what I'm saying, but can't really be bothered to look into it any further. It's off their bus route. If a person is not prepared to at least investigate new opportunities, they're destined to retire broke and will have a BIG struggle to make ends meet for the rest of their days.
The second type of person will really 'get' what I'm saying. They will have the same kind of "Aha!" experience which I had when I saw the potential of this. They will already have suspected many of the things I've said about 'Buy To Let' and ordinary residential property. They will have enough savvy to see that what I'm offering here is very, very different and immensely exciting.
If this is you, allow me to teach you the inside secrets of commercial property and how you could be just one deal from retirement as a result. Soon you could be doing your first (and last -if that's what you want) deal and be looking forward to retiring, having fun and enjoying a tasty 'unearned income'.
Not Rocket Science!
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"The first call was to my broker to stop all his residential s for me and start concentrating ONLY on commercial properties, with high 'cap rates'. I was not surprised when he asked me "what is a cap rate?" and I had to help him with my new found knowledge." Michael Hargreaves |
If you've bought or sold a property before (even just your own house) or you at least know what's involved, then you can do this. Buying a residential property is no more complicated than buying a residential one and it takes about the same length of time. I would say it was easier in many ways because you're always dealing with a seller who knows the score.
Also as I said earlier, most of your 'leg work' is done in the comfort of your own home, on your PC. When I first got started, I just couldn't believe how straightforward the whole thing was. All I really needed to do was overcome my fear that such a deal was 'too grand' for the likes of humble old me! When I saw the size of the cash-back check being offered, I soon became convinced.
On the videos I hold your hand every step of the way, assuming absolutely zero prior knowledge.
You don't even need to leave the comfort of your armchair to find exactly the right properties -all of this can be done on-line. I've located the property, checked the property, run the numbers, got the loan, completed the deal and banked the large 'thank you' check from the seller -all without leaving the house and all without a single penny of my own money in the deal!
And when I say not a single penny, I mean exactly that. No fees, no charges, no survey costs -nothing. All that has been paid for me by the seller who often then hands me a thumping check running to tens of thousands of dollars as a 'thank you' for buying from him!
So if you long to break free of wage-slavery, want to retire as soon as possible and never work again as long as you live... and want a nice 7-figure capital sum a few years down the line, then One Deal From Retirement could be exactly what you're looking for.
I've created an amazing home-study program consisting of 4 DVDs, an easy step-by-step work book plus a resource CD with everything you need. All you need is a quiet day to study what I send you and soon you could be on your way to doing your own super-deal.
I've put all my years of experience into thi